powerhour

Full platform capabilities

Every feature built for daily financial decisions, not dashboards for show.

Powerhour combines deep account analytics, specialized AI workflows, automated recurring audits, and on-demand reporting in one self-hosted stack.

13

Live finance visuals

Interactive views across balances, spending, utilization, and forward-looking forecasts.

Includes

  • Net worth, liquidity, and balance trendlines
  • Category, merchant, and payment-channel breakdowns
  • Cash-flow and savings projection views

2

Specialized AI agents

Two agents with clear roles: fast in-app diagnostics and deeper scenario-based planning.

Includes

  • Ticker AI for account-aware answers and analysis
  • Budget Planner for structured goal planning
  • Direct handoff into budgets and reporting workflows

9

Report-ready PDF sections

Modular sections generated in memory for fast, shareable weekly or monthly reporting.

Includes

  • Executive snapshot with key KPI movement
  • Account, category, and recurring-charge deep dives
  • Consistent, audit-friendly report formatting

Core feature modules

These modules form the primary workflow from data ingestion to weekly planning and execution.

Dashboard command center

One-page financial posture with net worth trend, KPI cards, account distribution, and category-level spend movement.

  • Net worth and balance history views
  • Spending and payment channel trend charts
  • Credit utilization visibility
  • Recent transactions and account overview

Transactions and grouping workflows

Search, filter, and organize transaction-level detail for precise cleanup and category analysis.

  • Merchant/category/date filtering
  • Pagination and debounced search
  • Expense group creation and assignment
  • Group-level review flows

Accounts and projections

Institution-by-institution detail plus recurring forecasts that help you plan ahead.

  • Institution-grouped account listing
  • Per-account balance history charts
  • Recurring item management
  • Savings projection timelines

Subscription waste detection

Recurring audit identifies likely inactive charges and quantifies potential monthly/annual savings at risk.

  • 90+ day inactivity flagging
  • Monthly savings-at-risk calculations
  • Active vs flagged segmentation
  • Direct follow-up via planner and budgets

Smart budget goals

Category caps generated from historical spend behavior with ongoing progress tracking.

  • AI-assisted category cap suggestions
  • Per-goal progress bars
  • Month-over-month context
  • Integrated with dashboard modules

Self-hosted operations

Designed for transparent infrastructure ownership and predictable deployment workflows.

  • Dockerized deployment path
  • PostgreSQL + Drizzle migrations
  • Environment-based configuration
  • No required SaaS control plane

Agentic features

Powerhour ships two agent execution models built on custom server-side tooling, typed tool schemas, and step-capped orchestration for predictable behavior in production.

Ticker AI chat

ReAct-style analysis agent embedded in the dashboard with streaming output, an 8-step execution cap, and custom finance tools for diagnostics, projections, and reporting actions.

Spending summaryAccount balancesTransaction searchTrend comparisonRecurring expensesRecurring auditCash flow forecastMerchant category analysisAnomaly detectionDebt payoff projectionWeekly digestReport generation trigger

Budget Planner agent

Mode-driven planner for research-heavy scenarios and goal execution, including multi-phase web research loops, savings projections, and confirmation-gated write actions.

Travel budgets

Captures trip constraints, researches current pricing, then synthesizes practical low/mid/high budget scenarios.

Savings goals

Calculates required monthly contributions, checks feasibility against recurring load, and writes targets to tracking views.

Cut spending

Analyzes category intensity and recommends reduction targets that can be promoted into persistent budget goals.

Feature coverage by page

The app surface is split into focused pages so finance operations stay fast and understandable.

Route

Primary focus

/

Dashboard + embedded Ticker AI

/transactions

Search, filters, and expense groups

/accounts

Institution and account-level visibility

/projections

Recurring schedules and savings forecasting

/subscriptions

Inactive recurring charge detection

/budgets

Smart category cap management

/budget-planner

Planner agent with mode-specific flows

/settings

Security log, schedules, auth, and institutions

Highlights at a glance

From 6 major product pillars to detailed page-level workflows, Powerhour is designed as a comprehensive, auditable personal finance operating system.

Unified dashboard

Track net worth, balances, category spending, credit utilization, and recurring costs in one daily-updated view.

Ticker AI chat

Ask direct questions about spending behavior, account balances, transaction history, and anomalies using real synced data.

Budget Planner

Generate travel budgets, savings plans, and spend-reduction strategies with mode-specific agent workflows.

In-memory PDF reports

Produce detailed financial reports with charts and AI summaries without writing files to disk on the server.

Subscription audit

Identify recurring charges with no activity in 90+ days and estimate monthly savings at risk.

Smart budget goals

Create category caps from recent spending trends and track progress from the dashboard.