powerhour

Features

Powerhour combines core finance observability with practical AI workflows that operate on your synced financial data.

Unified dashboard

Track net worth, balances, category spending, credit utilization, and recurring costs in one daily-updated view.

Ticker AI chat

Ask direct questions about spending behavior, account balances, transaction history, and anomalies using real synced data.

Budget Planner

Generate travel budgets, savings plans, and spend-reduction strategies with mode-specific agent workflows.

In-memory PDF reports

Produce detailed financial reports with charts and AI summaries without writing files to disk on the server.

Subscription audit

Identify recurring charges with no activity in 90+ days and estimate monthly savings at risk.

Smart budget goals

Create category caps from recent spending trends and track progress from the dashboard.

Technical depth snapshot

  • Next.js 14 App Router + TypeScript strict mode
  • Plaid transactions sync with recurring detection
  • Ticker agent: 12 tools across spending, trends, and forecasts
  • Budget Planner agent: travel, savings goal, and cut-spending modes
  • In-memory PDF rendering with custom chart primitives
  • Drizzle ORM with 16 typed tables and migration pipeline
  • AI SDK v6 streaming with tool call orchestration
  • Daily sync scheduler + Monday weekly digest generation